Student Loans
Need education financing?
Next to purchasing a home, an education is quickly becoming a person's second largest lifetime investment. From tuition to housing — expenses quickly add up while you're in school. Central One is here to help by providing an affordable college financing (and refinancing) program.
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Student Loans
When federal financial aid is not enough, Central One student loans are here to help. Central One offers the perfect option for your education financing: Student Choice .
Student Choice Loan
- Funds may be used for undergraduate programs at Title IV and not-for-profit schools only. Find out if your school qualifies .
- Variable rate as low as 9.75 % APR. The rate may be increased after consummation.
- Borrow up to $75,000 maximum per person (student or cosigner)
- Co-Borrower may not be required
- No origination fees
- Flexible repayment options
- Student loan consolidation and refinance
Apply Now or Call 877-689-1173
Refinance and Consolidate with Student Choice
With a Central One Student Choice Consolidation loan, you can combine multiple private student loans (and their loan payments), into one loan with a single payment. You can only consolidate or refinance private student loans.
When you consolidate multiple student loans or refinance a single student loan, you may receive a lower monthly payment with a reduced interest rate or an extended repayment term. However, extending your repayment term may increase the amount of interest you pay over the life of the loan.
Benefits:
- Potentially lower monthly payments
- Consolidate multiple private student loans or refinance a single private student loan
- Reduce your loan cost by qualifying for 0.25% interest rate reduction with Auto-Draft/ACH from a Central One account
- No application fee, origination fee, processing fee or disbursement fee.
- Variable rate based on credit history, co-borrower (if applicable) and other factors.