Commercial Loans
Whether you’re in need of a commercial real estate loan, term loan or working capital line of credit, Central One Business Services is here to help you discover and apply for the financial assistance your company needs.
Keep it Local
Central One Federal Credit Union has a history of doing great business, it only makes sense that we’d be good at helping with yours. At Central One you’ll find competitive rates, lower fees and flexible terms. And because we’re locally owned and operated, we’re accessible to you.
Our business lending decisions are made locally by lending specialists who understand your company's needs.
See the other ways we set ourselves apart:
- No prepayment penalties
- Lower closing costs
- Flexible financing options
- Customizable terms to fit your needs
- Local decision making
Real Estate and Construction Loans
Commercial Real Estate and Investment Property Loans
Commercial real estate loans can help with property purchases, refinancing and improvements. They’re great if you’re building or buying new office space, manufacturing facilities or warehouses to store inventory. We offer fixed or variable rates, and finance terms up to 15 years.
- Local decision making
- Competitive rates
- Longer repayment terms
- Restructure debt
Vehicles and Equipment
Need to purchase new equipment? Is it time to upgrade your fleet? Central One is committed to helping our member businesses grow. Our vehicle or commercial equipment loans offer the flexibility and competitive rates you need to grow your business.
Some of the benefits of financing through Central One include:
- Local decision making
- Fast turnaround
- No prepayment penalties
- More flexibility for qualifying than at a bank
Business Lines of Credit
Revolving lines of credit can help you manage fluctuating cash flow for seasonal working capital, and are great for short-term credit needs like purchasing inventory, materials or equipment, financing accounts receivable, debt refinance and small projects. Some of the benefits include:
- Local decision making
- Fast turnaround
We also provide Letters of Credit — a document issued for you that assures payment to a seller of goods and services.
Business Credit Cards
Convenient access to credit for purchases or short-term business expenses. The Central One Business Solutions Visa credit card features contactless and EMV chip technology, enhanced fraud protection, and no annual fee.