New Account Disclosures

Please take a moment to review:

Member Service Agreement

Business Service Agreement 

Our Rates & Service Charges Disclosure

Privacy Notice

Consumer Service Charge Schedule

Today's Rates

Your Responsibilities for Insufficient Funds and Overdrafts

Other Important Information:

Accessibility Statement

BillPay Service Authorization

Business Service Charge Schedule

Business Visa Credit Card Agreement

ClickSWITCH Terms of Use

Electronic Statement Disclosure & Agreement

Funds Availability Policy

Funds Transfer Agreement (CashEdge)

Future Focus Disclosure

Home Mortgage Disclosure Act Notice

Lender Licensing Numbers (NMLS)

Mobile Deposit Service Agreement 

Oak Tree Consumer Disclosure

Online and Mobile Banking Privacy Policy

Online and Mobile Banking Services Agreement

Patriot Act

Service Limitation Policy

Shared Branch Funds Availability and Fee Schedule

Visa Diamond Disclosure & Agreement

Visa Diamond First Time Cardholder Disclosure & Agreement

Visa Diamond Rewards Disclosure & Agreement

Visa Diamond Rewards First Time Cardholder Disclosure & Agreement

Visa Signature^® Disclosure & Agreement