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Boat, RV and Motorcycle Loans

Boat

Boat and Recreational Vehicle Loans

If you are a recreational vehicle enthusiast, you'll appreciate the fact that Central One will finance motor homes, boats and trailers, new and used, at competitive rates as low as 6.38  %APR.

Features/Benefits

  • Borrow up to 100% for A+ and A credit of the vehicle's value.
  • Use our Loan Payment Calculator to figure your payment.
  • Terms up to 180 months
  • Pre-approval available
  • Low Cost payment protection available.

Apply Now!


RV and Boat Disclosure: Copy of purchase and sale agreement required. Rate may be adjusted for vehicle age or high mileage vehicles. Qualified borrowers with A+ or A credit may borrow up to 100% of the NADA retail value on Boat/RV loans. Stated rate assumes LTV under 65%, includes a 0.25% discount for Direct Deposit and Electronic Loan Payment and an additional 0.25% discount when deducted from a Central One Premium Checking account. Actual rate will be determined based on credit history, term, loan to value and other factors. Call a lending specialist at 800-527-1017 for more information. 

Motorcycle Loans

Central One also offers financing for motorcycles at competitive rates as low as 6.88  % APR.

Looking for a new Harley? We offer a .75% discounted rate on all Harley-Davidson motorcycle loans. 

Features/Benefits

  • Borrow up to 100% for A+ and A credit of the vehicle's value.
  • Terms up to 72 months
  • Pre-approval available
  • Low Cost payment protection available.
  • GAP protection available
  • Use our Loan Payment Calculator to figure your payment.

 Rates effective as of 11/1/2024
Motorcycle Disclosure: Copy of purchase and sale agreement required. Rate may be adjusted for vehicle age or high mileage vehicles. Qualified borrowers with A+ or A credit may borrow up to 100% of the NADA retail value on motorcycle loans. Stated rate assumes LTV under 65%, includes a 0.25% discount for Direct Deposit and Electronic Loan Payment and an additional 0.25% discount when deducted from a Central One Premium Checking account. Actual rate will be determined based on credit history, term, loan to value and other factors. Call a lending specialist at 800-527-1017 for more information. 

Central One borrowers may qualify for loss of life, disability and unemployment security protection on their Central One loans.

Our Member Protect program provides relief in the event that you lose your job due to no fault of your own, become disabled due to injury or illness, or pass away. This is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. LEARN MORE