Introducing the Visa Diamond Card
Central One offers lower rates because we're a not-for-profit.
Don't get fooled by the big banks. Instead, apply for a great-rate credit card from Central One. We're a not-for-profit credit union. That means instead of big profits, we focus on lower-fees and better service.
About the Visa Diamond Family of Cards
No matter your situation, we have a card designed for you!
| Diamond | Diamond Plus Cash | |
|---|---|---|
| Lowest APR | 13.49 % | 15.74 % |
| Unlimited Rewards | No | Yes |
| Cash Advance APR | Same as APR for purchases | Same as APR for purchases |
| No Annual Fee | | |
| Mobile Wallet Support | | |
| Locally Serviced | | |
| Best for: | Low APR designed for members who carry a balance. | Unlimited rewards for those who like to shop! |
| Learn More Apply Now | Learn More Apply Now |
No credit or rebuilding your credit?
Ask a representative about the Visa Diamond Plus Cash Secured card.
Visa Diamond
Low rate, no annual fee, serviced locally and accepted worldwide.
Rate as low as 13.49 % APR!
Card Features
- Our lowest APR card
- Same low APR for cash advances!
- No annual fee or hidden charges
- Accepted worldwide
- Locally serviced at your Central One branch
You also receive the following Visa benefits:
- Discounts for using Visa Checkout
- Identity Theft Protection (up to $1,000)
- Roadside Assistance
- Lost luggage reimbursement (up to $3,000)
- Auto rental collision damage waiver
- Travel accident insurance (up to $100,000)
- Purchase Security & Extended Protection
- Travel & Emergency Assistance Services
- Discounts through Visa Checkout
No credit or rebuilding your credit? Ask a representative about the Visa Diamond Secured card.
Visa Diamond Plus Cash
Want both rewards and a low APR? The Visa Diamond Plus Cash card offers a competitive rate and UNLIMITED cash-back rewards!
Card Features
- Earn unlimited 1% cash back on every purchase**
- Competitive variable APR, currently as low as 15.74 % APR
- No annual fee or hidden charges
- Accepted worldwide
- Same low APR for cash advances!
- Locally serviced at your Central One branch
You also receive the following Visa benefits:
- Discounts for using Visa Checkout
- Identity Theft Protection (up to $1,000)
- Roadside Assistance
- Lost luggage reimbursement (up to $3,000)
- Auto rental collision damage waiver
- Travel accident insurance (up to $100,000)
- Purchase Security & Extended Protection
- Travel & Emergency Assistance Services
- Discounts through Visa Checkout
No credit or rebuilding your credit? Ask a representative about the Visa Diamond Plus Cash Secured card.
*Actual rates and approval subject to applicant's creditworthiness. APRs are variable, adjust with Prime and are capped at 17.5%. See application for full details. Central One Federal Credit Union membership is required.
**Cash back rewards are deposited directly into your Central One account.